Cozzo

HIPAA Voice AI for Medical Offices (2026)

If a voice agent will hear patient health information, you need a vendor that will sign a HIPAA business associate agreement (BAA) — get that BAA in writing before PHI touches the line. The picks below are the same HIPAA-ready tools on our medical-offices page: Retell offers a self-serve BAA with no extra fee, Vapi lists a HIPAA add-on at $2,000/mo (DPA + BAA), and Lindy and Thoughtly offer a BAA on their Enterprise plans. Popular front-desk tools are riskier for patient calls: Smith.ai says it is not HIPAA-compliant and cannot handle PHI. Retell and Vapi are build-your-own platforms, so you or an agency set up the agent. Use the finder with HIPAA required, or see the medical offices page, to match volume and skill.

Verified HIPAA-ready voice platforms for medical offices: Retell AI, Vapi, Lindy and Thoughtly, and what to check before PHI hits the line.

ToolStarting priceBest for
Retell AI logoRetell AI$0 platform fee; $0.07–$0.31/min for voice agentsTeams that want a no-code flow builder plus an API with itemized per-minute pricing
Vapi logoVapi$0 to start; $0.05/min Vapi hosting, models billed pass-through at costDevelopers who want to choose their own LLM, transcriber, voice and telephony provider
Lindy logoLindy$29.99/user/mo (3,000 credits)Teams wanting an AI assistant that also handles calls
Thoughtly logoThoughtlyNot published (sales quote)Inbound lead teams wanting voice, SMS and email in one plan

Prices from vendors' official pricing pages, checked October 14, 2026. Not sponsored; order isn't a ranking.